Your Life

Own your first home in six steps

From attending open houses to closing on a deal, house hunting can be exciting and daunting at the same time – especially if it’s your first property. But even if your path to homeownership takes a few turns, the main thing is not to go off course. So how can you make sure that a certain house is ‘the one’? And what happens next? Here’s a handy six-step guide for you. Know your borrowing power How much can you borrow? It’s the first of all mortgage questions, and the key to understanding what you can afford to buy. There...

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Tips to save money on your supermarket bill

In theory, it seems easy to plan your meals and only buy the items you need each week. But in reality, sticking to a plan and a budget is often a bit harder. When we are confronted by “special” signs everywhere while racing through the supermarket at the end of a busy day, it is all too easy to ignore the list in favour or spontaneous shopping. Are you looking for a few tips to to curb unplanned grocery budget blowouts? Read on…   Consider taking cash with you Using cash rather than your credit or debit cards when...

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KiwiBuild Update

KiwiBuild is a decade-long programme to deliver 100,000 modest, starter homes. It will take some time to ramp-up, but KiwiBuild initially plans to deliver 1,000 homes next year, 5,000 homes in 2020 and 10,000 in 2021. Some 43,000 people have registered an interest in the KiwiBuild programme. Following registration, the second stage of the programme is the pre-qualification process, which is open at kiwibuild.govt.nz. People who wish to purchase a KiwiBuild home will be asked to complete an online application to determine if they are eligible to enter a ballot. Applicants will be required to submit their details alongside...

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