Pinnacle Marks

PINNACLE CERTIFICATION MARKS FOR FINANCIAL ADVICE

CFPCM & CLUCM

Symbols of excellence in financial planning and risk management, the CFP CMand CLUCM Certification Marks represent the highest achievement within the profession.

What can a CERTIFIED FINANCIAL PLANNERCM

Professional do for me?

When it comes to understanding the intricacies of financial advice and ever-changing rules and regulations, you might need help from a professional.

A CERTIFIED FINANCIAL PLANNERCM professional can make a positive difference to your financial future. They will help you understand your financial future. They will help you understand your financial situation, develop a strategy and give you guidance on things such as funding your children’s education, helping with budgeting and taxation issues, having enough money to live comfortably in your retirement, insurance, estate planning and so on.

It’s all about helping you set your goals and devising a plan to give you the confidence that your financial future is secure. A CERTIFIED FINANCIAL PLANNERCM professional can give you the peace of mind and security that comes with being prepared for the future.

What can a CERTIFIED LIFE UNDERWRITERCM 

Professional do for me?

Risk management using insurance products can be simple or complex depending on your individual circumstances. Having good advice is imperative if you are to achieve your financial and lifestyle goals.

A CERTIFIED LIFE UNDERWRITERCM and Chartered Life Underwriter professional can identify and explain how personal insurance can play a part in protecting your financial future. They can assess current coverage and help you develop an appropriate strategy to protect your family, business and financial objectives; discuss your options; quantify potential insurance needs; and oversee any recommended changes. The present value of future financial goals and/or obligations is a good starting point when it comes to quantifying cover needs.

While it is important to set your goals and develop a plan to achieve these over time, it is even more important that these goals can still be achieved should something go wrong along the journey. A CLUCM professional can give you the peace of mind and security that comes with being prepared for adverse events along the way.

 

The Latest from Money Talk

Your Life

10 Tips for Empowering Children to be Money Smart

10 Tips for Empowering Children to be Money Smart

This always seems to be a topic that parents and grandparents tell us is useful.  It can be difficult finding the time and the right way to go about having the money conversation with children where they will actually listen and take note, especially if we are talking with teenagers.  Start early and make the discussions open, fun and encourage questions.

Good Advice

Insurance through life

Insurance through life

Insurance has a role to play in most stages of our lives. But what we need when we’re young can be quite different to what’s required as an older person. Here’s a rough guide to what to think about, and when.

Your Wealth

7 Keys To A Successful Transition To Retirement

7 Keys To A Successful Transition To Retirement

If you have the ability to ‘roll with the punches’, you will be able to dictate how you approach most areas of your life.  There are changes that you can expect in retirement which are both positive and challenging and for many, the retirement years will see various ongoing transitions too.  Seeing yourself change is a challenge, however, forgetting your age and focusing on your ability, passions and drive to continue to achieve things in life, whatever your age, can keep you strong and loving life.