Pinnacle Marks



Symbols of excellence in financial planning and risk management, the CFP CMand CLUCM Certification Marks represent the highest achievement within the profession.


Professional do for me?

When it comes to understanding the intricacies of financial advice and ever-changing rules and regulations, you might need help from a professional.

A CERTIFIED FINANCIAL PLANNERCM professional can make a positive difference to your financial future. They will help you understand your financial future. They will help you understand your financial situation, develop a strategy and give you guidance on things such as funding your children’s education, helping with budgeting and taxation issues, having enough money to live comfortably in your retirement, insurance, estate planning and so on.

It’s all about helping you set your goals and devising a plan to give you the confidence that your financial future is secure. A CERTIFIED FINANCIAL PLANNERCM professional can give you the peace of mind and security that comes with being prepared for the future.


Professional do for me?

Risk management using insurance products can be simple or complex depending on your individual circumstances. Having good advice is imperative if you are to achieve your financial and lifestyle goals.

A CERTIFIED LIFE UNDERWRITERCM and Chartered Life Underwriter professional can identify and explain how personal insurance can play a part in protecting your financial future. They can assess current coverage and help you develop an appropriate strategy to protect your family, business and financial objectives; discuss your options; quantify potential insurance needs; and oversee any recommended changes. The present value of future financial goals and/or obligations is a good starting point when it comes to quantifying cover needs.

While it is important to set your goals and develop a plan to achieve these over time, it is even more important that these goals can still be achieved should something go wrong along the journey. A CLUCM professional can give you the peace of mind and security that comes with being prepared for adverse events along the way.


The Latest from Money Talk

Your Life

How health cover can work for you

How health cover can work for you

No one knows what our lives will bring; that’s why it’s important to have a solid financial plan to create, protect and grow your wealth. But what exactly is a financial plan and how do you go about getting one? The three client case studies are fictitious but their issues are common to many of us.

Good Advice

5 steps to an extra $500

5 steps to an extra $500

KiwiSaver members have six weeks to make sure they qualify to receive the government’s annual contribution of $521.As long as they’ve contributed at least $1043 in the year to June 30 they’ll receive the full amount from the government. The $521 will appear in their KiwiSaver account in July or August.