Good Advice

Should you make weekly, fortnightly or monthly mortgage repayments?

While generally the most logical option is to match your repayments to your income frequency, if you want to save on interest or pay your loan off quicker, then there might be a better way. Here, we take a look at the different repayment frequency options so you can choose what the right repayment frequency is for you. Weekly If you get paid weekly, then making your mortgage payments weekly probably works well with your budget. As interest is usually calculated daily on your outstanding mortgage balance, by making more frequent payments you will usually be saving on interest...

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避开四种保险错误

您知道吗?大约不到10%的保险理赔不支付,而这种情况通常是在买保险时犯了一个不可避免的错。

保险真是一个复杂的东西,尤其当您不熟悉那些术语时。现在让我们来看看四种常见的保险错误,以及如何规避。

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What a mortgage adviser does

I walk in my client’s shoes. It’s not just the mortgage, but the whole experience of buying a property. Often, I will provide opinion of what and where to buy, provide advice about the house buying process, and discuss the associated risks with our clients. I will help them understand the economic environment, what’s happening with interest rates and housing and what that might mean for them. I don’t just look at the here and now of how to get them approved, I encourage them to look forward and plan their future. What are their long term goals and...

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Risk Resilience – Insurance Tips

Life certainly can be unpredictable. How well would you weather one of life’s storms? What can’t you afford to happen? We hope you find this quick summary a useful ‘thought-starter’. It’s our hope that one or more of these tips will set you on a course of discovery about how insurance can help you build financial resilience. And of course, if you’d like to have a more detailed conversation specific to your personal needs, we welcome you to browse our member directory for an insurance adviser near you. “If you can’t afford for something to happen, you should seriously...

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Mortgage Resilience Tips

Home or property ownership plays a big role in the financial lives of most Kiwis. So giving yourself some time to ponder your personal situation is a solid first step towards building financial resilience. Resilience: it all starts with knowledge Whether you already own property or have yet to get into the market, we hope you find this quick summary a useful ‘thought-starter’. It’s our hope that one or more of these tips will set you on a course of discovery. And of course, if you’d like to have a more detailed conversation specific to your personal needs, we...

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