Good Advice

Responding to COVID-19

One of the regular questions financial advisers have been getting since COVID-19 became a serious issue has been how insurance will respond. The short answer is, generally well. The not-so-short answer is that most policies will respond as intended, with a few exceptions.

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Insurance through life

Insurance has a role to play in most stages of our lives. But what we need when we’re young can be quite different to what’s required as an older person. Here’s a rough guide to what to think about, and when.

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Insurance when it counts

Insurance is one of the few things in life that you hope you will never really have to use. But every year, thousands of New Zealanders do call on insurers when they hit a crisis, and it’s then that the power of insurance is starkly obvious.

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What’s insurance, anyway?

Life is all about risk. Every day you evaluate the risks in your life – deciding which are worth taking and which are best avoided. Insurance is a way of transferring to someone else the cost of risks you cannot avoid but do not want to necessarily take on yourself.

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