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Minimise emotional and financial hardship with a Financial Adviser
The number one reason we make a will or ‘estate plan’ is to minimise emotional and financial hardship for the people we care about most. It’s imperative that you decide what happens to your children and/or assets now, rather than leave these decisions up to the courts after you’re gone.
Should you accept a personal loan from a family member?
If you do not have access to an affordable traditional loan option, borrowing cash from family or friends is one way of getting the money you need.When done right, a family loan can benefit both you and your lender.
Balancing act of savings and investments
When will your investment reach a peak or take a dive? It’s impossible to predict, as no one knows how markets will perform. To ensure you’re not over exposed to risk but not to miss out on growth, the key to successful investing is diversification.
Looking for expert help?
Find an adviser in the Financial Advice New Zealand Member Directory. Search for Mortgage, Insurance, KiwiSaver, Investment and Financial Planning advisers here.