Your Wealth

Although KiwiSaver has now been around for over ten years, there is still some confusion about the advantages and disadvantages of being a member. Here, we clear up five of the more common misperceptions. I can’t join if I am self-employed While you will need to make the contributions yourself, you can still join KiwiSaver and also benefit from the Government contribution. You will need to decide how much you want to contribute and then make the payments manually yourself (IRD can give you some information on this). Just remember – the Government will contribute an additional 50 cents...

投資：與其說是一門科學，不如說是一門藝術，即在您的風險忍受能力和承受能力以及您想要的投資結果之間取得一種不一般的平衡。

Investment: it’s more of an art than a science. It’s about striking a balance between your tolerance and capacity for risk, and what you want to achieve. We hope you find this quick summary a useful ‘thought-starter’. And of course, if you’d like to have a more detailed conversation specific to your personal needs, we welcome you to browse our member directory for an investment adviser near you. A well-designed investment portfolio can be a strong tool in creating personal wealth, financial resilience and of course, that nestegg to power the after-work life you’ve imagined and the financial security...

Have you transferred your KiwiSaver money to the bank, and now you can’t help but constantly check your balance online, day in and day out? Sure, getting an eagle-eye view of your finances in one place seems like a no-brainer, but is it really as beneficial as it sounds? We’re advocates of financial transparency, but here are few things to think about if you’re constantly checking your KiwiSaver balance. Short-term ups and downs It’s important not to read too much into the short-term swings of the markets. Markets fluctuate and change rapidly, but remember, KiwiSaver is a long-term investment....