How should I invest the money I’ve just received? A Saturday night question over a few drinks with an expection of some meaningful guidance from an investment adviser ignores a number of important considerations. Here we take a look at some of the factors which go into providing investment advice.
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There are those people who save nothing, live paycheck-to-paycheck and never plan ahead for their future financial well-being. And then there are those people who are frugal to a fault and never spend any money or enjoy themselves.
For the rest of us, we are constantly trying to strike a balance between enjoying life now and ensuring we have the resources to enjoy life later.
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This article was originally published in “A Wealth of Common Sense” and is reproduced here with permission from the Author Ben Carlson The growing disparity between the haves and the have-nots in the United States means that while the top wealth-holders have more than enough money to do what they would like in retirement, a majority of Americans are massively underprepared for their non-working years. It may seem bleak for the large group of people who have little in the way of retirement savings but all is not lost. There are three main ways to ensure a better outcome in your...
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