To date, more than 2.6 million Kiwis are enrolled in the fund, with over $35 billion already invested and growing at a rate of $3b per quarter. But it seems that many people are still unsure of how much money they will need for retirement. Nor do they know what fund they’re invested in, or whether it’s an appropriate fund for their stage of life.
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The number one reason we make a will or ‘estate plan’ is to minimise emotional and financial hardship for the people we care about most. It’s imperative that you decide what happens to your children and/or assets now, rather than leave these decisions up to the courts after you’re gone.
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If you passed away suddenly or suffered an illness or injury that prevented you from working, how would your family fare financially? Furthermore, how do you protect your family when you’re no longer there or unable to provide for them?
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No one knows what our lives will bring; that’s why it’s important to have a solid financial plan to create, protect and grow your wealth.
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Making good financial decisions now will determine how well you can provide for yourself and your family in the future.
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